5 Ways to Use a Personal Loan

Ideas to Spend Your Loan Money

When money is tight, apply for a personal loan in Corpus Christi, TX to help you improve your circumstances in 2021. A personal loan from our company could be the final push you need in order to make one of your dreams for the next year or any year come true!

With the end of the year always approach no matter the time of year, the countdown to next year has started as people tie up loose ends and prepare for what’s ahead! The new year is always an opportunity for people to get rid of the things that do not work and adopt new habits that help on the road to self-improvement, and sometimes a little extra cash is needed to fund your new and improved self.

You could borrow money within just 24 hours after loan approval when you get a personal loan. This is the best way to get a large sum of money on short notice without having to jump through all of the hoops traditional lenders put out to get it. Our online application consists of three easy steps:

  • Complete the online application.
  • Speak with a loan expert.
  • Pick up your cash!

You will even be able to calculate a free estimate out of the deal! We will provide you with a short-term loan in as little as a day’s time and not ask any questions. You should have the freedom to use your personal loan for anything you want, so here is a list of five ways a personal loan could help you take care of business in 2021.

Use a Personal Loan to Consolidate Bills

Bills are a necessary evil in life nobody likes dealing with. When there are dozens of receipts piling up on the counter, it can get difficult to keep track of payments that need to be made – you can never be certain if you overlooked anything important!

The best way to deal with paying multiple bills is to get a personal loan that will allow you to consolidate some of your bills into one low monthly payment. That way, you can send in one or two checks to pay your bills instead of having to send ten checks with a small amount of money on each to various locations.

Having only one or two payments to make, rather than multiple, makes it easier for you to get your finances organized. There is less chance of you missing any payments and having to deal with late fees.

Use a Loan to Pay for a Year Gym Membership

This is arguably the most popular new year’s resolutions out there – everyone could benefit from a regular exercise regimen, but very few people actually follow through on their plans to hit the gym regularly in the new year.

Gym memberships are definitely on the pricier side of things, and many people just think of this as an added luxury that they can skip at the expense of their health.

But, a year gym membership is a great investment to make if you are looking for a way to get in shape in 2021. Just apply for a personal loan from our company to help you cover the cost of the initiation fees and membership – your health is not something you should ever skimp out on!

Personal Loans Help You Plan Vacations

Who doesn’t spend their free time thinking about ways to get away from their responsibilities for a while?

We all dream of sandy beaches with majestic sunsets that we can lose ourselves in, but the truth is that this image will never become a reality for many individuals that can barely make ends meet on a daily basis, let alone set money aside for a trip.

A personal loan could help many families out there plan for the vacation of a lifetime. Everybody deserves to go on a trip to explore the world at least once a year (of course while staying safe!), and we will gladly supply you with the extra cash you need to make this a dream come true!

After all, we understand that you work hard to earn your money, and it just wouldn’t be fair for you to stay at home yet another year when the option to travel to faraway destinations is out there! We will even work with you on creating a personalized payment plan that suits your budget and schedule, so you can make payments at a pace that suits you best.

Use a Loan to Pick up a New Hobby

The new year is a great opportunity to try your hand at new things. Discovering what you are passionate about is what makes life worthwhile, so why not pick up another hobby whenever boredom strikes?

However, taking on any new project is definitely going to require a lot of commitment to practice, and it may need a financial investment, as well. It would be difficult to explore a new interest without having put any money into making it happen.

Our company can help you fund a new hobby you want to master with a personal loan based off the value of your vehicle – the cash you need could be accessible to you in just 24 hours because we will never check your credit before issuing you a loan!

A Personal Loan Can Pay for Training and Classes

The purpose of life is to never stop progressing and bettering ourselves – it simply does not do to settle! Many people think of the new year as the perfect time to enroll in classes or special training sessions to expand their skills or learn something brand new.

The spring semester of 2021 will hopefully start up after the holidays at every school in the country, so this is an ideal opportunity to further your education if that is your plan for the new year.

You can gain new skills for your career or even just take a class for leisure, and pay for it all with a personal loan from us!

Our company will supply you with the cash you need to broaden your horizons in any area your heart desires. Be it for personal or professional gain, we are your one-stop shop for all your lending needs!

Just fill out a form for a personal loan from us today, and see how we can get you a hefty loan amount by this time tomorrow to start your new year off right!

Commit to improving yourself over the next year in whatever way you can. Whether you want to improve your financial situation by getting learning a new skill and getting a promotion or improving your health by making the commitment to exercise more, you have the ability to make critical changes in your life.


It's simple for you to apply for installment and personal loans online. Just fill out the application. The application will ask you to provide your full name, email, phone number, address and the amount that you need. One of our representatives will get in touch with you after we receive your application.

Crosstown Personal Lending will give you an estimate. You will then be able to get your funds. One of the reasons that people apply for personal loans is because they can quickly get their money. You may be able to get the funds the same day.